Author: adminml111

Learn exactly what mortgage preapproval involves, what documents you need, and how it differs from prequalification — so you can shop for a home with confidence.

Buying a home starts with one question: how much house can you actually afford? The answer isn’t just the biggest loan a lender will approve — it’s the payment you can live with comfortably every month. Here’s how lenders look at it, and how to run the numbers yourself. The 28/36 rule A time-tested starting…